Named Perils Mortality

This coverage covers death or humane destruction resulting from  fire, lightening, explosion, smoke, windstorm, hail, cyclone, tornado, collision, upset, overturning of vehicles, etc. and policy can be extended to include death or humane destruction resulting from  ‘accidental shooting,  drowning, wild dog attack, electrocution, etc.'  If there was a catastrophic event such as fire, this coverage could protect you from a major loss.